b'Contents2024 Open Enrollment 2 Subsidy Program . 112024 Plan Cost Comparison . 3 Health Insurance Premium11Enrollment . 5 Subsidy for Medicare .11Enrollment Forms5 Subsidy for CTPF Medicare Plans.11COBRA Enrollees5 Outside Rebate Subsidy for Non-CTPF Plans.11ID Cards5 Medicare 12CHECKUP: Legal Name.5 Overview12 Who Can Enroll in A CTPF Plan? Medicare Advantage Plans126Annuitants and Dependents6 Medicare Star Ratings12Survivors.6 Medigap (Supplement) Plan12Couple Coverage.6Express Scripts Prescription Drugs13Dependents Defined.6 Medicare Premium Payment 14When Can I Join? 7 CTPF MedPay Program.14Initial Enrollment Period 7 IRMAA Higher Income Adjustments15Special Enrollment Period.7 Medicare Eligibility Due to Disability.15One Time Opt-In.7 Medicare & You.152024 Open Enrollment.7 CHECKUP: Other Medicare Part D Plans15What Changes Impact My Enrollment?8 Plan Comparison: Medicare Eligible 16-21Dont Make A Costly Mistake.8 Notice of Creditable Coverage 22CHECKUP: Address Changes.8 Contact Information 23How Do I End Insurance Coverage? . 9Voluntarily Ending Coverage9 Involuntarily Ending Coverage.9 Refund of Premium.9CTPF COBRA Eligibility.9General Information . 10HIPAA Authorized Representative.10Power of Attorney.10Fraud.10Disclaimer10Health Information Privacy Policy.10CHECKUP: Dental Plans10REFER to this handbook if you are attending an Open Enrollment Webinar and PLEASE KEEP this handbook for future reference.This handbook is also available at www.ctpf.org.4 CTPF 2024 MEDICARE HEALTH INSURANCE HANDBOOK CTPF 2024 MEDICARE HEALTH INSURANCE HANDBOOK'