b'2025 Open EnrollmentThe 2025 Open Enrollment Period for health insurance will} }run from October 131, 2024. During this period, annuitants can enroll, add a dependent, or change a health insurance plan or carrier. The 2025 Open Enrollment Handbooks, Webinars, and presentation materials will be posted online at ctpf.org/open-enrollment.PREMIUM SUBSIDYThe CTPF health insurance subsidy is set annually and remains 60% for 2025.MEDICARE PLANSAll Medicare plans offered in 2024 will be offered in 2025. If you currently have coverage under a CTPF Medicare plan, you do not need to take any action to stay enrolled. NON-MEDICARE PLANSNew this year, CTPF is offering a single Non-Medicare Blue Cross Blue Shield (BCBS) PPO plan, and eliminating the United Healthcare (UHC) Non-Medicare PPO. The decision to eliminate the UHC option was made after careful consideration following a competitive solicitation for CTPF Non-Medicare plans. Low enrollment in the BCBS and UHC plans contributed to higher rates, and by offering a single plan, CTPF can offer competitive coverage with minimal risk of increases for members. Most doctors and all hospitals currently covered by UHC accept the BCBS PPO.CTPF will discontinue the UHC PPO effective January 1, 2025, and members will automatically be transferred to the new BCBS PPO. Members should expect to receive a new health insurance card in December. CTPF will continue to offer non-Medicare BCBS HMO. You can find additional information about the plans at ctpf.org/open-enrollment and CTPF will present a special webinar for Non-Medicare PPO. See chart below for more details. OPEN ENROLLMENT & VENDORMEDICARE & NON-MEDICARE PRESENTATIONSEDUCATIONCTPF will offer educationalThursday,Special Non-Medicare Webinar for Current PPO Enrollees | 10:00 a.m.programs in-person, as well asSeptember 26, 2024 Register at ctpf.org/calendar.webinars with dial-in options, thisDial-in Option: Call 1.312.626.6799| Meeting ID: 893 6900 7714 Passcode: 018461fall. Counseling appointments withMedicare Open Enrollment Webinar & Call | 10:00 a.m.Member Services counselors areWednesday,Register at ctpf.org/calendar.also available in person, by phone,October 2, 2024 Dial-in Option: Call 1.312.626.6799 | Meeting ID: 831 7035 7758Passcode: 194907or videoconference. Plan vendorsNon-Medicare Open Enrollment Webinar & Call | 1:00 p.m.will also offer webinars withThursday,Register at ctpf.org/calendar.information about theirOctober 3, 2024 Dial-in Option: Call 1.312.626.6799| Meeting ID: 846 8108 2227 Passcode: 975510 individual plans. Friday,Medicare Open Enrollment Webinar & Call | 10:00 a.m.Registration will be REQUIRED toOctober 4, 2024 Register at ctpf.org/calendar.attend the in-person Seminar, callDial-in Option: Call 1.312.626.6799 | Meeting ID: 825 6049 7916 Passcode: 182658Member Services at 312.641.4464Open Enrollment Seminar | Medicare 9:30 a.m. & Non-Medicare 1:30 p.m. to register. Register for a webinarHilton Chicago/Oak Lawn | 9333 S. Cicero Ave., Oak Lawn, IL, 60453 at ctpf.org/calendar. Dial-inTuesday, options do not require advanceOctober 8, 2024Registration is REQUIRED for the seminar. Registration will open September 24 th . Call Member Services at 312.641.4464 to register. Vendors will be available at the registration. See chart for moreseminar and free parking is available.details. VENDOR EDUCATION Vendor Education Week | October 7 - 11, 2024 CTPF vendors will host information sessions for members who want to hear directly from health insurance plan vendors. For session dates, registration, and dial-in information visit ctpf.org/calendar. YOUR PRIMARY INFORMATION SOURCE2025 Open Enrollment Handbooks, Webinars, and presentationmaterials will be posted online at ctpf.org/open-enrollment5'