b'2026 Plan Cost ComparisonThis comparison is to be used as a guide. In case this summary differs from the health plan text or any health plan term or condition, the official contract document must govern. While every effort has been made to ensure up-to-date information, CTPF is not responsible for the final adjudication of insurance claims, which are solely the responsibility of the health plan. UnitedHealthcare GroupCigna Surround Group AARP Medicare Medicare AdvantageHumana Group Supplement Plan Supplement Plan F PPOMedicare HMOwith Express Scripts(UnitedHealthcare) with with Express Scripts with Part D Pharmacy Medicare(PDP)Express Scripts Medicare (PDP)(mirrors Plan G) Medicare (PDP)CTPF annuitant cost for single coverage monthly premium cost with CTPF premium subsidy* Age 69-71 $194.19$83.24 $59.69$155.80 Age 72-74 $211.97Age 75+ $228.65CTPF annuitant + 1 dependent monthly premium cost with CTPF premium subsidy* Age 69-71 $679.66 $291.32 $208.90 $545.29 Age 72-74 $741.88Age 75+ $800.26 CTPF dependent cost for single coverage ^(dependents do not receive the CTPF premium subsidy) Age 69-71 $485.47$208.08 $149.21 $389.49 Age 72-74 $529.91Age 75+ $571.61This plan is available to Medicare recipients who turned 65 in 2020 or later.^ This is the amount a dependent pays for single coverage in special circumstances when only one family member is Medicare eligible. This plan is available to Medicare recipients who turned 65 prior to 2020. Premiums based on age, gender, geographic area, and are quoted directly by UnitedHealthcare. The amounts listed above are average costs. Contact UnitedHealthcare directly for an estimate of your cost, which will not include the cost of prescription drug coverage and or the CTPF premium subsidy. See the Medicare Section for more information.* The annuitant cost is the amount paid for monthly coverage after CTPF applies the health insurance premium subsidy. The current subsidy is60% of total premium cost. See the Subsidy Program section for more information.HEALTH INSURANCE UPDATEExpress ScriptsExpress Scripts copayments are increasing by $5 for generic and $15 for brand and specialty drugs, on January 1, 2026. The increase is the first (ESI) Plan Changessince 2015. Members taking a brand or specialty medications will now for 2026 have a $200 annual deductible. These measures have reduced premiums (excluding Humana HMO) overall and allowed CTPF to maintain the 60% subsidy for 2026. CTPF 2026 MEDICARE HEALTH INSURANCE HANDBOOK CTPF 2026 MEDICARE HEALTH INSURANCE HANDBOOK 3'