b'1099-R MAILING The 2025 1099-R1099-Rmailing for pensioners will be mailed January The Health Insurance Premium Subsidy is set annually by the Board of Trustees.30, 2026, to the address The subsidy will remain at 60% in 2026. The subsidy is only available to eligibleon file at the CTPF on CTPF members. Dependent coverage is not eligible for the subsidy. December 16, 2025. Forms will also be MEDICARE PLANS 2026 RATES(member rate) posted in the myCTPF Member Self- Service Portal in early February. Create The following rates are effective January 1, 2026. The following rate are effectivean account at myCTPF.org to download January 1, 2026, for single coverage with the subsidy. your form. UnitedHealthcare Group Medicare Advantage PPO with Express Scripts CHECK YOUR CHECK: Medicare (PDP) $83.24 (was $92.59)2026 CHANGESHumana Group Medicare HMO with Part D PharmacyPensioners who receive $59.69 (was $57.56)payments effective Cigna Surround Group Supplement Plan with Express Scripts Medicare January 1, 2026, may see several benefit $155.80 (was $161.62)changes. January 2026 payments may include an Automatic Annual Increase AARP Medicare Supplement Plan F* (UnitedHealthcare) with Express Scripts(based on eligibility and Tier) and Medicare (PDP), average by age: deductions for the new health insuranceAge 69-71 $194.19 (was $203.54) rates. Review your January 2026 pensionAge 72-74 $211.97 (was $221.31) pay advice carefully. Your pay advicesAge 75+ $228.65 (was $238.00) can be accessed at any time on myCTPF. *Additional plan increases may occur in June 2026, and notice will be sent directly If you need assistance or explanation, from UHC. The prices quoted from UHC do not include the 60% CTPF health please contact Member Services at insurance premium subsidy or prescription drug premium. 312-641-4464 or emailmemberservices@ctpf.org.EXPRESS SCRIPTS (ALL PLANS EXCEPT HUMANA HMO) 2025 HEALTHExpress Scripts copayments increased by $5 for generic medications and $15 forINSURANCE REBATESbrand and specialty drugs on January 1, 2026. This is the first copayment increaseMembers who received since 2015. and paid for health Members who take brand or specialty medications now have a $200 annual insurance coverage fromdeductible. This deductible is applied once per year, and once it is satisfied, itanother source between January 1 -does not apply again for the remainder of the calendar year. It covers all brandDecember 31, 2025, will and specialty prescriptions, regardless of how many are filled. These changes havereceive a mailing this spring detailing helped reduce overall plan premiums and allowed CTPF to maintain the 60% healththe process of applying for a health insurance subsidy for 2026. insurance premium subsidy. Applicants NON-MEDICARE PLANS 2026 RATES(member rate)must complete and return Form 355. The deadline to submit applications is Blue Cross and Blue Shield PPOJuly 31, 2026, (with NO exceptions).$793.32 (was $661.65) Blue Cross and Blue Shield HMO IllinoisHIPAA AUTHORIZED $482.71 (was $449.45) REPRESENTATIVE FORMIf you want a family The Centers for Medicare and Medicaid Services (CMS) announced Medicare member or trusted premium rates for 2026. The standard monthly premium for Medicare Part Bindividual to assist you enrollees will be $202.90, an increase of $17.90 from $185.00 in 2025. The annualwith health insurance issues, you can deductible for all Medicare Part B beneficiaries will be $283 in 2026, an increase ofsubmit a HIPAA Authorized $26 from the annual deductible of $257 in 2025.Representative Designation form All eligible CTPF members receive the same Part B subsidy. CTPF will provide a(Form 345), available at ctpf.org or from subsidy of $119.94 per month, in 2026, for all qualified members. If you make PartMember Services. Your Authorized B payments directly to Medicare, CTPF provides the subsidy by adding $119.94 toRepresentative may discuss your health your monthly pension benefit. Some members are subject to IRMAA fees. CTPFinsurance options, but cannot make care does not subsidize any Medicare fees, Part D Late Enrollment Penalties (LEP), oror treatment decisions.Part B or Part D IRMAA amounts. 5'