b'2023 Summary of Health Insurance Plan Changes Open CTPF Annuitant Health Insurance EnrollmentChoosing a health insurance plan for you and your eligible dependents is one of your most important decisions. AssistanceCTPF sponsors comprehensive plans designed to promote wellness and provide high-quality coverage at a reasonable cost. CTPF offers this coverage if the retirees final teaching service was with the Chicago Public, Charter or Contract Schools. This Handbook is your resource for current information about the Chicago Teachers Pension Fund (CTPF) health insurance options, premiums, and changes to plans. Qualified annuitants may enroll in a plan for: Non-Medicare eligible members (3 plans offered)Medicare-eligible members who maintain enrollment in Medicare Parts A & B (3 plans offered)Health Insurance Plan ChangesThe 2023 Open Enrollment Period will run from October 1-31, 2022. During this time, annuitants can enroll, add or drop a dependent, or change a health insurance plan or carrier. Changes become effective January 1, 2023. All plans offered in 2022 will be offered in 2023. You do not need to take any action to stay enrolled. Plan designs have not changedfor 2023. Details about Open Enrollment Education Week can be found on page 3.Health Insurance Premium SubsidyThe Health Insurance Premium Subsidy is set annually by the Board of Trustees. The subsidy will remain at 60% in 2023. The subsidy is only available to eligible CTPF members. Dependent coverage is not eligible for the subsidy.2023 Plan Cost * Medicare Plans 2023 Rate (member rate)UnitedHealthcare Group Medicare Advantage PPO$124.96 (was $131.50)with Express Scripts Medicare (PDP)AARP Medicare Supplement Plan F**Up to 68 $144.32 (was $145.19)(UnitedHealthcare) with Express ScriptsAges 69-71 $157.08 (was $158.80)Medicare (PDP), Average by age: Ages 72-74 $167.74 (was $169.51)Ages 75+ $185.93 (was $186.69)Humana Group Medicare HMO with$74.86 (was $75.80)Part D Pharmacy **This plan is available to Medicare recipients who turned 65 prior to 2020. Non-Medicare Plans 2023 Rate (member rate)Blue Cross and Blue Shield PPO $840.71 (was $816.22)UnitedHealthcare Choice Plus PPO $538.68 (was $533.35)Blue Cross and Blue Shield HMO Illinois $407.12 (was $395.26)*Prices above are for the annuitant cost for single coverage and include the 60% premium subsidy. 2 CTPF 2023 HEALTH INSURANCE HANDBOOKCTPF 2023 HEALTH INSURANCE HANDBOOK'