b'Health Insurance Options for Medicare Eligible MembersHumana Group HMO with After you receive a quote or premium increase letter from Part D PharmacyUHC, contact CTPF to determine your final annual cost This plan is a traditional HMO where you select a Primarywhich will include the subsidy and prescription Care Provider to direct your care. You must use networkdrug coverage.physicians to receive benefits. The plan includes enhancedNew enrollees must submit completed enrollment Medicare Part D prescription drug coverage providedapplications to CTPF. through Humana. You typically pay a copay for services. Note: If you have Medicare coverage for a reason other Plan premiums are listed on page 31 and include the costthan age or if you turn 65 after January 1, 2020, you cannot of prescription drug coverage. New enrollees must submitenroll in this plan.completed enrollment applications to CTPF. Express ScriptsMedigap PlanPrescriptionDrug CoverageA Medigap policy is health insurance sold by privateExpress Scripts is the prescription drug benefits companies that helps pay the costs that Original Medicareadministrator for the UnitedHealthcare Group Medicare (Parts A and B) doesnt cover, such as Part A and Part B deductibles and coinsurance. Original Medicare providesAdvantage PPO and AARP Medicare Supplement Plan F coverage first, then Medigap helps fill in the gaps. The(UnitedHealthcare) plans. Enrollment in prescription drug federal government defines standard benefits for Medigapcoverage is automatic for these plans. Express Scripts plans. Medigap premiums are regulated by each state.will send all new enrollees welcome kits with a separate prescription drug ID card. You will need to present this card AARP Medicare Supplement Plan Fat your pharmacy to receive prescription benefits. (UnitedHealthcare) The Express Scripts Medicare (PDP) for CTPF is an The AARP Medicare Supplement Plan F is an individualenhanced Part D prescription drug plan approved by Medigap plan administered by UnitedHealthcare andMedicare. The plan is based on a drug formulary list which endorsed by AARP. This plan supplements Originalincludes Medicare Part D drugs. View the drug formulary at Medicare (Part A and Part B) and includes enhancedthe website: www.Express-Scripts.com/medd/ctpf.Medicare Part D prescription drug coverage administered(Copays apply, see the Important Pharmacy Notes by Express Scripts Medicare (PDP) for CTPF. on pages 36-37)This is an individual plan that is 100% portable withCopays may change annually based on a drugs formulary guaranteed renewal. You can obtain medical care from anystatus. This Part D drug plan utilizes a Preferred Value physician or hospital that accepts Medicare. Plan F coversnetwork that offers lower copays than the standard 100% of most Medicare-eligible expenses not paid bynetwork. Not all drugs are available at an up to-90-day Medicare.supply, and not all retail pharmacies offer an up to-90-day Plan F premiums are based on age, gender, vary by supply. Contact Express Scripts at 1-800-864-1416 for geographic area, and are quoted directly bydetails.UnitedHealthcare. UHC may raise rates annually and willIf you qualify for extra help from the federal government send a letter to enrollees each spring with the healthfor your prescription drug costs, your prescription insurance premium increase information. Quotes andcopays and premium may be lower than those listed estimates from UHC do not include credits for the CTPFin this handbook.premium subsidy or the cost of prescription drug coverage. CTPF 2023 HEALTH INSURANCE HANDBOOKCTPF 2023 HEALTH INSURANCE HANDBOOK25'