b'MedicareHealth Insurance Options for Medicare Eligible MembersOverviewMedicare Advantage PlansThe following pages offer general descriptions of the typesA Medicare Advantage plan completely replaces original of plans offered to CTPF annuitants who are eligible for andMedicare Part A and Part B coverage. In an Advantage maintain active enrollment in Medicare Part A and Part B. Allplan, the plan administrator assumes all of the financial CTPF health insurance plans include comprehensive medicalcost of the services provided to you, less the applicable and prescription drug coverage. Specific plan informationcopayments. You must be enrolled in Medicare Part A and can be found in the charts on pages 31-37.Part B to join an Advantage plan. CTPF offers two Medicare Turning Age 65 Advantage plans:If you (or your dependent) plan to enroll in a CTPF MedicareUnitedHealthcare Group MedicareAdvantage PPO with Express Scriptsplan, apply for Medicare three months before the monthMedicare (PDP) for CTPF you turn age 65, and consider attending a CTPF Medicare Birthday Party when invited.You can obtain medical care from any physician, hospital, To enroll in a CTPF Medicare plan, you must enroll inor provider that accepts Medicare. The plan includes Medicare Part A and Part B, and provide CTPF with proofenhanced Medicare Part D prescription drug coverage of enrollment before the month of your 65th birthday.administered by Express Scripts Medicare (PDP) for CTPF Acceptable proof includes: (see right for more information). This plan covers most medical services at 100% once the deductible a copy of the Medicare card, or is satisfied. an award letter with Medicare number from the SocialPlan premiums are listed on page 31 and include the costSecurity Administration verifying enrollment, withof prescription drug coverage. New enrollees must submit effective dates completed enrollment applications to CTPF. See general Medicare information on page 26. Medicare Advantage Note: This CTPF health plan is a custom Current CTPF Non-Medicare Health Plan Enrollees plan that does not require the use of a network provider for If you are currently enrolled in a CTPF non-Medicare plancoverage. Your benefit levels are the same whether or not and want to continue coverage with CTPF when you turnyou use a network provider. You may seek care from any 65, you must enroll in Medicare Part A and Part B, andprovider nationwide that accepts Medicare. All Medicare provide CTPF with proof of enrollment before the month ofAdvantage plans are regulated by CMS (Centers for Medicare your 65th birthday. If you fail to provide proof of Medicareand Medicaid Services). CMS requires that certain language be enrollment, your CTPF health insurance will terminateincluded in all Medicare Advantage documents. on the last day of the month prior to your MedicareIf you have any questions, please call CTPF Member eligibility month. Services at 1-312-641-4464.INFOTo find your plans Star Rating, go to Medicare Star Ratings www.medicare.gov/find-a-plan/The Centers for Medicare and Medicaid Services (CMS)Once there, enter your plan ID (shown below) and your uses a Star Rating system to measure how well Medicarehome zip code. Please note that your plan is part of a larger Advantage plans and standalone Part D plans perform inhealth insurance contract with Medicare and will not match categories such as customer service, member complaints,the name of your group plan:pricing and the array of services each offers. The ratings range from one to five stars, with five being the bestUHC MedicareHumana MedicareExpress Scripts and one the worst.Advantage PlanAdvantage Plan Part D PlanH2001 H1468S566024 CTPF 2023 HEALTH INSURANCE HANDBOOKCTPF 2023 HEALTH INSURANCE HANDBOOK'