b'General Information Dental Plans CTPF health insurance plans do not include dental coverage. CTPF annuitants may enroll in dental insurance offered through private insurers or a group plan through the Retired Teachers Association of Chicago. Health Information Privacy PolicyCTPF may use protected health information known as (PHI) as provided in the Health Insurance Portability and Accountability Act of 1996 (HIPAA). PHI is health information that can be associated with a member using personal identifiers such as name or Social Security number. In the course of providing health insurance benefits to our members and administering CTPFs health insurance plans, CTPF may receive and create PHI. Disclosure of PHI is generally limited to activities associated with administration of health care benefits including plan enrollment, premium payments, and facilitation of plan coverage. CTPF makes every effort to disclose only minimum PHI when necessary, in compliance with federal and state law and CTPFs privacy policy. A copy of CTPFs Privacy Notice is available upon request by contacting the Health Benefits Department.Authorized Representative An authorized representative (AR) is a trusted friend of family member that you designate to assist with your CTPF health care services.Why Designate an AR?Assigning an AR now ensures that the people you trust can ask questions, discuss claims, and advocate for you in the event that you need assistance with these matters. An AR does not have power of attorney and cannot make care or treatment decisions. How to Designate an AR with CTPFDownload CTPF Form 345 at www.ctpf.org/health-insurance-forms-publications, or call Member Services, 1-312-641-4464, to request one. Complete the form and return to CTPF.Designate an AR with your Health Insurance Provider Each insurance provider has its own process and designation form. Call the customer service number found on your insurance card for more information.16 CTPF 2025 NON-MEDICARE HEALTH INSURANCE HANDBOOK CTPF 2025 NON-MEDICARE HEALTH INSURANCE HANDBOOK'