b'2025 Open Enrollment CTPF Annuitant Health InsuranceChoosing a health insurance plan for you and your eligible dependents is one of your most important decisions. Chicago Teachers Pension Fund (CTPF) sponsors comprehensive plans designed to promote wellness and provide high-quality coverage at a reasonable cost. CTPF must be your final retirement system to be eligible for these plans. This Handbook is your resource for current information about the Chicago Teachers Pension Fund (CTPF) health insurance options, premiums, and changes to plans. Health Insurance Premium SubsidyThe Health Insurance Premium Subsidy is set annually by the Board of Trustees. The subsidy will remain at 60% in 2025. The subsidy is only available to eligible CTPF members. Dependent coverage is not eligible for the subsidy. New in 2025CTPF is offering a single Non-Medicare BCBS PPO plan (with some plan changes), and eliminating the UHC Non-Medicare PPO. The BCBS HMO is unchanged and will also be offered. If you are currently enrolled in a CTPF Non-Medicare PPO plan, you will automatically be enrolled in the new BCBS Non-Medicare PPO effective January 1, 2025, unless you elect to move to the HMO plan or disenroll in the CTPF Non-Medicare Plan during Open Enrollment.Open Enrollment and Vendor Education | Register Today!The 2025 Open Enrollment Period will run from October 1-31, 2024. During this time, annuitants can enroll, add, or drop a dependent, or change a health insurance plan or carrier. Changes become effective January 1, 2025. The UHC Non-Medicare PPO will no longer be offered in 2025. Members enrolled in this plan will automatically be enrolled in the BCBS PPO plan, effective January 1, 2025. A special webinar highlighting plan changes will be offered on September 26, 2024 (see below).CTPF will offer a Non-Medicare webinar on Thursday, October 3, 2024, at 1:00 p.m., with an audio-only option along withan in-person information session at the Hilton Oak Lawn on Tuesday, October 8, 2024, at 1:30 p.m. Vendors will beavailable at the in-person session and will also offer webinars the week of October 7, 2024. Find webinar information at ctpf.org/calendar and call Member Services at 312.641.4464 to register for the seminar.Webinars and presentation materials will be posted for on-demand viewing at ctpf.org/open-enrollment after the presentation. Please use this handbook for the Open Enrollment Webinar, Seminar, and for future reference.NON-MEDICARE PRESENTATIONSSpecial Non-Medicare Webinar Thursday,for Current PPO Enrollees | 10:00 a.m.September 26, 2024 Register at ctpf.org/calendarDial-in Option: Call 1.312.626.6799 Meeting ID: 893 6900 7714 Passcode: 018461Open Enrollment Webinar & Call | 1:00 p.m.Thursday,Register at ctpf.org/calendarOctober 3, 2024 Dial-in Option: Call 1.312.626.6799Register for all CTPF Meeting ID: 846 8108 2227 Passcode: 975510Non-Medicare online Open Enrollment Seminar (in-person) | 1:30 p.m.events atHilton Chicago/Oak Lawn | 9333 S. Cicero Ave., Oak Lawn, IL, 60453 ctpf.org/calendarTuesday,Registration is REQUIRED for the seminar. Registration will open October 8, 2024September 24, 2024. Call Member Services at 312.641.4464 to register. Vendors will be available at the seminar and free parking is available.VENDOR EDUCATION Vendor Education Week | October 711, 2024 CTPF vendors will host information sessions for members who want to hear directly from health insurance plan vendors. For session dates, registration, and dial-in information visit ctpf.org/calendar.2 CTPF 2025 NON-MEDICARE HEALTH INSURANCE HANDBOOK CTPF 2025 NON-MEDICARE HEALTH INSURANCE HANDBOOK'