b'Contents2025 Open Enrollment 2 How Do I End Insurance Coverage? 82025 Plan Cost Comparison . 3 Voluntarily Ending Coverage.8 Enrollment . 5 Involuntarily Ending Coverage8 Enrollment Forms5 Refund of Premium8Chicago Public/Charter/Contract SchoolCTPF COBRA Eligibility8Continuation Coverage5 Subsidy Program . 9Id Cards5 Health Insurance Premium9Turning Age 65.5 Chicago Public, Charter & Contract Schools COBRA.9Who Can Enroll in A CTPF Plan? . Outside Rebate Subsidy for Non-CTPF Plans.9 6 Non-Medicare 10Annuitants and Dependents6Survivors.6 Overview.10Couple Coverage.6Health Maintenance Organization (HMO).10Dependents Defined.6 Preferred Provider Organization (PPO)10When Can I Join? 7 Plan Comparison: Non-Medicare Options 11-15Initial Enrollment Period 7 General Information 16Special Enrollment Period.7 Dental Plans.16One Time Opt-In.7Health Insurance Privacy Policy162025 Open Enrollment.7 Authorized Representative.16Changes That Impact Enrollment7 Contact Information . 17Register for myCTPF. .17REFER to this handbook if you are attending an Open Enrollment Seminar or Webinar. 4 CTPF 2025 NON-MEDICARE HEALTH INSURANCE HANDBOOK CTPF 2025 NON-MEDICARE HEALTH INSURANCE HANDBOOK'