The 2025 Annual Comprehensive Financial Report which 
includes the Fund’s audited financial statements, and the 
Popular Annual Financial Report (PAFR) which includes a 
summary of material presented in the ACFR have been 
published at ctpf.org/financialreports. The entire library of 
financial reports can also be found at the link. 
 
Members who received and paid for health insurance 
coverage from another source between January 1 - 
December 31, 2025, received a mailing this spring detailing 
the process of applying for a health insurance premium subsidy. 
Applicants must complete and return Form 355 and the 
required documentation. The deadline to submit applications is July 31, 2026, 
(NO exceptions). Visit ctpf.org/ctpfsubsidy for more information.
2025
If you want a family member to assist you with health insurance 
issues, you can submit a HIPAA Authorized Representative
Designation form, available at ctpf.org/forms or from Member 
Services. Your Authorized Representative may discuss your health 
insurance options, but cannot make care or treatment decisions.
 
As of  January 31, 2026, 
the approximate value of 
CTPF’s investments was 
$14.1 billion, (net-of-fees).
  Net Rate 
of Return
 Total Fund 
Benchmarks
RETURN ON INVESTMENTS
As of January 31, 2026
Rate of Return
Total Fund Benchmarks
Inception
47.9% funded 
(June 30, 2025)*
* CTPF's funding ratio is 
calculated annually at the close 
of the fiscal year, based on the 
actuarial value of assets.
1 Year	
14.81%	
17.20% 
3 Year	            11.32%	
12.62%
5 Year	
7.78% 	
8.07% 
10 Year	
9.35%	
    9.59% 
Since 	
8.40%	
8.29% 
18
16
14
12
10
8
6
4
2
0
	     1 Year     3 Year   5 Year	    10 Year     Since
Inception
The schedule for mailing checks/direct deposit pay advices, and the dates for posting 
direct deposits is listed below. View the full schedule at ctpf.org/pension-payments. 
If you need to make a change to your address information, please be aware of the 
cut-off dates. Changes received after the cut-off date, published at ctpf.org will be 
processed the following month. For any questions, please contact Member 
Services, 312-641-4464.
Calendar 
Month  
Deadline for 
Member Updates
Check Mailing 
Date
   Direct Deposit 
Date
May 2026
April 16, 2026
April 29, 2026
May 1, 2026
June 2026
May 14, 2026
May 28, 2026
June 1, 2026
July 2026
June 15, 2026
June 29, 2026
July 1, 2026 
August 2026
July 17, 2026
July 30, 2026
August 3, 2026
 
Members who participate in the AARP Medicare Supplement Plan F receive letters 
each spring, typically in March or April, from UnitedHealthcare outlining the annual 
rate increase. Increases vary by individual, and the amount shown in the letter does 
not include a member’s CTPF health insurance premium subsidy or the cost of the 
Express Scripts Medicare Part D pharmacy benefit. CTPF will calculate the final 
premium amount, which will be reflected in pension checks issued on June 1, 2026. 
Members with questions may contact Member Services at 312‑641‑4464 or 
memberservices@ctpf.org.
6

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