b'CTPF COBRA Continuation of Coverage RightsOverview CTPF COBRA EligibilityCOBRA (Consolidated Omnibus Budget Reconciliation Act)COBRA continuation coverage is a continuation of CTPF is a federal law that gives health plan enrollees, includinghealth insurance coverage when coverage would otherwise annuitants and their eligible dependents, the right toend because of a qualifying event. A list of qualifying temporarily continue health insurance at group premiums.events with the applicable continuation periods can be Coverage must be lost due to specific qualifying eventsfound in the chart below. You must notify CTPF in writing of (see below). The type of qualifying event determines who address changes for dependents so that COBRA notificationis qualified for continued coverage and for how long.can be sent.The decision to continue coverage under COBRA must be made within a certain time period, called the election period. If COBRA continuation coverage is elected within the qualifying period, the coverage will be reinstated retroactive to 12:01 a.m. on the date following termination of coverage. Coverage under COBRA is identical to the health insurance coverage provided to plan enrollees. Duration of CTPF COBRA CoverageQualifying Events Continuation PeriodAnnuitantSuspension of annuity benefits for any reason, including termination of18 monthsdisability benefits, except for gross misconductLoss of eligibility 18 monthsDisability determination by the Social Security Administration (SSA) of a29 monthsdisability that existed at the time of the qualifying eventDependentSuspension of annuitants annuity benefits as stated above 18 monthsFailure to satisfy the plans eligibility requirements for dependent status 36 monthsAnnuitants death, divorce, or legal separation: spouse or ex-spouse 36 monthsAnnuitant becomes Medicare entitled (for Part A, Part B, or both) and elects to36 monthsterminate group health benefitCTPF 2021 HEALTH INSURANCE HANDBOOKCTPF 2021 HEALTH INSURANCE HANDBOOK17'