b'2021 Plan Changes & UpdatesDisability Extension Payment.18 Effective January 1, 2021, through December 31, 2021Adding New Dependents.19Termination of Coverage under CTPF COBRA19 IMPORTANT INFORMATION FOR ALL MEMBERSConversion Privilege19CHECKUP: Updating Your Address.19 2021 Health Insurance SubsidyCTPF Trustees voted Non-Medicare. 20 CTPF Plan Premiums for 2021 to subsidize the 2021 CTPF health insurance premiums at Overview.20 Overall premiums for CTPF plans will decrease in 2021. 60% (certain limitations may apply), effective Chicago Public/Charter School20 Refer to the premium charts on page 21 (Non-Medicare)January 1, 2021. This is an increase from the 50% premium Health Maintenance Organization (HMO).20 and page 37 (Medicare) for specific plan costs. subsidy approved in 2020. The subsidy is set annually and Preferred Provider Organization (PPO)20 is subject to change. (See page 15 for more information)2021 Non-Medicare Plan Cost Comparison.21 2021 Plan Comparison: Non-Medicare Options.22-29Medicare 30 Opt-In PolicyOverview30Eligible members may re-enroll in a CTPF health insurance plan one time without a qualified Turning Age 65.30 change in status. Otherwise enrollment is only allowed once in a lifetime, unless the Medigap Plan.30 member experiences a qualifying event (marriage, birth, death, etc.). Individuals who want to Medicare Advantage Plans31 re-enroll in a CTPF plan must do so during an open enrollment period. A member applying to Express Scripts Prescription Drugs31 re-enroll must have proof of insurance coverage (medical and prescription drug) as of the beginning of the open enrollment Medicare Defined.32 period (October 1), and maintain coverage through December 31 of that year. CTPF insurance coverage becomes effective Applying for Medicare.32 the following January 1.Conversation Starter32The Parts of Medicare.32Medicare Parts A-D32Enrollment & Premium Payment.33Medicare Part A, B, D Premium.33 All health plans for Medicare eligible members offered in IRMAA Higher Income Adjustments33 2020 will be offered in 2021. Members currently enrolled in a CTPF MedPay Program . 34plan listed below DO NOT need to take any action to Enrolling in MedPay34 Medicare Plans stay enrolled: Turning Age 6534CTPF Plan Enrollment Requirements34 AARP Medicare Supplement Plan F (UnitedHealthcare) Medicare Eligibility Due to Disability.35 with Express Scripts Medicare PDP*Medicare Eligibility Due to ESRD or ALS35Medicare & You.35 Humana Group Medicare HMO with Part D PharmacyCHECKUP: Other Medicare Part D Plans35UnitedHealthcare Group Medicare Advantage PPONotice of Credible Coverage36 with Express Scripts Medicare PDP2021 Cost Comparison: Medicare Eligible372021 Plan Comparison: Medicare Eligible.38-43 *AARP Medicare Supplement Plan F (UnitedHealthcare) Couple Coverage 44 Due to a change in federal legislation, the AARP Plan F is not open to individuals who turn age 65 after January 1, 2020. Terminology 45 Medicare recipients who turned 65 prior to 2020 can enroll in this plan. Contact & General Information . 46CHECKUP: Mobile App.47UnitedHealthcare Group Medicare Advantage PPO Health Insurance Privacy Policy . 48 The UnitedHealthcare Medicare Advantage PPO plan has enhanced their hearing benefit options through the Authorized Representative . 48 UnitedHealthcare Hearing program. Office/Mailing Address 48CTPF Medicare Birthday Parties . 51CTPF 2021 HEALTH INSURANCE HANDBOOKCTPF 2021 HEALTH INSURANCE HANDBOOK5'