b'.: ContentsAnnuitant Health Insurance .2 Disability Extension Payment.18Your Responsibilities.2 Adding New Dependents.19Open Enrollment Assistance 3 Termination of Coverage under CTPF COBRA192021 Plan Changes and Updates . 5 Conversion Privilege192021 Open Enrollment 8 CHECKUP: Updating Your Address.19Chicago Public/Charter School COBRA8 Non-Medicare. 20Enrollment Forms8 Overview.20CHECKUP: Legal Name.8 Chicago Public/Charter School20ID Cards.9 Health Maintenance Organization (HMO).20Turning Age 65.9 Preferred Provider Organization (PPO)20Medicare Proof of Enrollment.9 2021 Non-Medicare Plan Cost Comparison.21 Reducing Your Cost10 2021 Plan Comparison: Non-Medicare Options.22-29HIPAA Authorized Representative.10 Medicare 30Power of Attorney10 Overview30 Fraud10 Turning Age 65.30Disclaimer10 Medigap Plan.30CHECKUP: Dental Plans10 Medicare Advantage Plans31Who Can Enroll in A CTPF Plan? . Express Scripts Prescription Drugs3111 Medicare Defined.32Annuitants and Dependents.11 Applying for Medicare.32Survivors11 Conversation Starter32Dependents Defined.11 The Parts of Medicare.32Dependent Documentation Requirements.12 Medicare Parts A-D32When Can I Join? 13 Enrollment & Premium Payment.33Initial Enrollment Period 13 Medicare Part A, B, D Premium.33Special Enrollment Period.13 IRMAA Higher Income Adjustments33One Time Opt-In.13 CTPF MedPay Program . 342021 Open Enrollment.13 Enrolling in MedPay34How Do I End Insurance Coverage? 14Turning Age 6534Voluntarily Ending Coverage.14CTPF Plan Enrollment Requirements34Involuntarily Ending Coverage14Medicare Eligibility Due to Disability.35Refund of Premium14Medicare Eligibility Due to ESRD or ALS35Subsidy Program . 15 Medicare & You.35Health Insurance Premium15 CHECKUP: Other Medicare Part D Plans35Subsidy for CTPF Non-Medicare Eligible Plans 15 Notice of Credible Coverage36Subsidy for Medicare .15 2021 Cost Comparison: Medicare Eligible37Chicago Public/Charter School COBRA.15 2021 Plan Comparison: Medicare Eligible.38-43Subsidy for CTPF Medicare Plans.16 Couple Coverage 44Subsidy for Non-CTPF Plans.16 Terminology 45CHECKUP: Authorized Representative.16 Contact & General Information . 46CTPF COBRA . 17 CHECKUP: Mobile App.47 Overview.17 Health Insurance Privacy Policy . 48CTPF COBRA Eligibility.17Duration of CTPF COBRA Coverage.17 Authorized Representative . 48Notification of CTPF COBRA Eligibility.18 Office/Mailing Address 48CTPF COBRA Enrollment .18 CTPF Medicare Birthday Parties . 51Continuation Period.18Payments under CTPF COBRA18 4 CTPF 2021 HEALTH INSURANCE HANDBOOKCTPF 2021 HEALTH INSURANCE HANDBOOK'