b'MedicareHealth Insurance Options for Medicare Eligible MembersOverview(Parts A and B) doesnt cover, such as Part A and Part B deductibles and coinsurance. Original Medicare provides The following pages offer general descriptions of the typescoverage first, then Medigap helps fill in the gaps. The of plans offered to CTPF annuitants who are eligible for andfederal government defines standard benefits for Medigap maintain active enrollment in Medicare Part A and Part B. Allplans. Medigap premiums are regulated by each state. You CTPF health insurance plans include comprehensive medicalmust be enrolled in Medicare Part A and Part B to join a and prescription drug coverage. Specific plan informationMedigap plan.can be found in the charts on pages 38-43. CTPF offers the AARP Medicare Supplement Plan F Turning Age 65 (UnitedHealthcare) with Express Scripts Medicare (PDP). Due to a change in federal legislation, enrollment in this If you (or your dependent) plan to enroll in a CTPF Medicareplan is limited to Medicare recipients who turned 65 prior plan, apply for Medicare three months before the monthto 2020.you turn age 65, and consider attending a CTPF Medicare Birthday Party when invited.AARP Medicare Supplement Plan F To enroll in a CTPF Medicare plan, you must enroll in(UnitedHealthcare)Medicare Part A and Part B, and provide CTPF with proofThe AARP Medicare Supplement Plan F is an individual of enrollment before the month of your 65th birthday.Medigap plan administered by UnitedHealthcare and Acceptable proof includes: endorsed by AARP. This plan supplements Original Medicare a copy of the Medicare card, or (Part A and Part B) and includes enhanced MedicarePart D prescription drug coverage administered by Express an award letter with Medicare number from the SocialScripts Medicare (PDP) for CTPF. (See page 31 for moreSecurity Administration verifying enrollment, withinformation)effective datesSee general Medicare information on page 32, and findThis is an individual plan that is 100% portable with Medicare Birthday Party information on page 51. guaranteed renewal. You can obtain medical care from any physician or hospital that accepts Medicare. Plan F covers Current CTPF non-Medicare Health Plan Enrollees 100% of most Medicare-eligible expenses not paid by Medicare. If you are currently enrolled in a CTPF non-Medicare planPlan F premiums are based on age, gender, vary byand want to continue coverage with CTPF when you turngeographic area, and are quoted directly by 65, you must enroll in Medicare Part A and Part B, andUnitedHealthcare. Call CTPF to determine total premium provide CTPF with proof of enrollment before the month ofcost including prescription coverage. Premiums may change your 65th birthday. If you fail to provide proof of Medicareslightly during the plan year depending on your enrollment enrollment, your CTPF health insurance will terminatedate. UnitedHealthcare informs you of these premium on the last day of the month prior to your Medicarechanges. eligibility month.More Information about Turning Age 65 New enrollees must submit completed enrollment CTPF offers bimonthly Medicare Birthday Parties designedapplications to CTPF. to help members turning age 65 evaluate their healthNote: If you have Medicare coverage for a reason other insurance options. See page 51 for information. than age or if you turn 65 after January 1, 2020, you cannot Medigap Plan enroll in this plan.A Medigap policy is health insurance sold by private companies that helps pay the costs that Original Medicare 30 CTPF 2021 HEALTH INSURANCE HANDBOOKCTPF 2021 HEALTH INSURANCE HANDBOOK'