b'2025 Open Enrollment CTPF Annuitant Health InsuranceChoosing a health insurance plan for you and your eligible dependents is one of your most important decisions. Chicago Teachers Pension Fund (CTPF) sponsors comprehensive plans designed to promote wellness and provide high-quality coverage at a reasonable cost. CTPF must be your final retirement system to be eligible for these plans.This Handbook is your resource for current information about the Chicago Teachers Pension Fund (CTPF) health insurance options, premiums, and changes to plans. Health Insurance Premium SubsidyThe Health Insurance Premium Subsidy is set annually by the Board of Trustees. The subsidy will remain at 60% in 2025. The subsidy is only available to eligible CTPF members. Dependent coverage is not eligible for the subsidy. Open Enrollment and Vendor Education | Register Today!The 2025 Open Enrollment Period will run from October 1-31, 2024. During this time, annuitants can enroll, add, or drop a dependent, or change a health insurance plan or carrier. Changes become effective January 1, 2025. All Medicare plans offered in 2024 will be offered in 2025. You do not need to take any action to stay enrolled.CTPF will offer Medicare webinars on Wednesday, October 2, 2024, at 10:00 a.m., and Friday, October 4, 2024, at 10:00 a.m., with dial-in options along with an in-person information session at the Hilton Oak Lawn on Tuesday, October 8, 2024, at 9:30 a.m. Vendors will be available at the in-person session and will also offer information sessions the week of October 7, 2024. Find webinar information at ctpf.org/calendar and call Member Services at 312.641.4464 to register for the seminar.Webinars and presentation materials will be posted for on-demand viewing at ctpf.org/open-enrollment after the presentation. Please use this handbook for the Open Enrollment Webinar, Seminar, and for future reference.MEDICARE PRESENTATIONSOpen Enrollment Webinar & Call | 10:00 a.m.Wednesday,Register at ctpf.org/calendar.October 2, 2024 Dial-in Option: Call 1.312.626.6799Register for all CTPF Meeting ID: 831 7035 7758Passcode: 194907 Medicare online Open Enrollment Webinar & Call | 10:00 a.m. events atFriday,Register at ctpf.org/calendar. ctpf.org/calendarOctober 4, 2024 Dial-in Option: Call 1.312.626.6799 Meeting ID: 825 6049 7916 Passcode: 182658Open Enrollment Seminar (in person) | 9:30 a.m.Hilton Chicago/Oak Lawn | 9333 S. Cicero Ave., Oak Lawn, IL, 60453Have you been overwhelmed Tuesday,Registration is REQUIRED for the seminar. Registration will openwith Medicare solicitations October 8, 2024September 24, 2024. Call Member Services at 312.641.4464 toand want to learn the facts? register. Vendors will be available at the seminar and free parkingJoin CTPFs Medicare Open is available. Enrollment: What Not To Do webinar, which includes a Q&A session. Dates and VENDOR EDUCATIONregistration information are Vendor Education Week | October 7 - 11, 2024posted at ctpf.org/calendar.CTPF vendors will host information sessions for members who want to hear directly from health insurance plan vendors. For session dates, registration, and dial-in information visit ctpf.org/calendar.2 CTPF 2025 MEDICARE HEALTH INSURANCE HANDBOOK CTPF 2025 MEDICARE HEALTH INSURANCE HANDBOOK'