b'Notice of Creditable Coverage425 S. Financial Place |Suite 1400Chicago, IL 60605-1000Important Prescription Drug Information for CTPF Medicare-Eligible Plan ParticipantsMedicare prescription drug coverage became available in 2006 to everyone with Medicare. All Medicare drug plans provide at least a standard level of coverage set by Medicare. The Chicago Teachers Pension Fund (CTPF) has determined that its prescription drug coverage is, on average, at least as good if not better than the standard Medicare prescription drug coverage and is considered Creditable Coverage.If you are currently enrolled, or plan to enroll, in a CTPF Medicare insurance plan for 2025, you should not enroll in an additional Medicare Part D prescription drug plan, or you will lose all CTPF health insurance coverage.With this Notice of Creditable Coverage, you will not be penalized if you later decide to enroll in a non-CTPF prescription drug plan. However, if you drop or lose your coverage with CTPF and do not enroll in Medicare prescription drug coverage within 63 continuous days after your coverage ends, you may pay more (a penalty) to enroll in a Medicare Part D prescription drug plan.KEEP THIS NOTICEIf you are enrolled in a CTPF health plan for the 2025 benefit year, this notice verifies that you have creditable coverage for Medicare Part D. If, in the future, you decide to join a non-CTPF Medicare drug plan, you may be required to provide a copy of this notice. This notice proves that you have maintained creditable coverage. JANUARY 1, 2025 - DECEMBER 31, 202522 CTPF 2025 MEDICARE HEALTH INSURANCE HANDBOOK CTPF 2025 MEDICARE HEALTH INSURANCE HANDBOOK'