If you have CTPF Health Insurance and enroll in an additional outside plan, you will be disenrolled by Medicare and lose your CTPF Health Insurance coverage and Medicare Part B subsidy. Reinstatement is very difficult and may result in additional penalties.    

If you actively disenrolled from CTPF coverage and later decide that you are unhappy with a non-CTPF plan and want to rejoin a CTPF plan, you must wait until the next Open Enrollment period (October 2025) unless you have a qualifying event. Members can only re-enroll once in a lifetime without a qualifying event.   

Be cautious when speaking to a broker or infomercial advisor regarding your insurance plan, this will impact your CTPF coverage.   

Additional Information   

Find additional information on the Health Insurance page or contact Member Services at memberservices@ctpf.org or 312-641-4464 with questions.