425 S. Financial Place, Suite 1400, Chicago, IL 60605-1000. See Office Information for directions to the CTPF office.

312.641.7185, 312.641.7184, and 312.641.6745.

Please submit all forms to imaging@ctpf.org.

CTPF Retirees and Inactive Members will need to complete and return CTPF Form 107 to change their address. Contact CTPF Member Services at 312.641.4464 to request the form. All address changes for Active CTPF Members are reported through the Employers.

You are actually a member of Municipal Employees’ Annuity and Benefit Fund; they can be reached at 312.236.4700.

No, service years cannot be purchased randomly.

No, CTPF does not offer loans.

No, CTPF only offers full refunds of contributions.

Unfortunately, CTPF cannot speak to third parties without verbal consent from the member or a valid on file with CTPF.

Those questions should be presented to Social Security; they can be contacted at 800.772.1213.

You would have to submit a Refund Application. When a CTPF member applies for a refund of their contributions, there is a 60-day mandatory waiting period following the separation date reported by CPS before the refund can begin to be processed. Following the 60-day waiting period, every member’s account undergoes a 12-week audit of their payroll records. Once the audit is complete, the funds can then be distributed. Download the Refund of Contributions information sheet to learn more.

Any Designation of Beneficiary Form submitted to CTPF must be an original document; it can only be mailed in or brought into the CTPF office.

The school year is divided into pay periods. CTPF recommends that you retire at the end of a pay period.

Before you resign from your employer, arrange to meet with a CTPF pension resource specialist, who will review your record and explore the options available to you.

You must submit a resignation form to your employer. You will also need to complete a retirement application and submit it, along with the required documents, to CTPF.

It can take up to 60 days to process your retirement application and issue your first pension check. You will then receive a monthly check.

Returning to work for the Chicago Public Schools or charter schools (Employer) can impact your pension. If you return to work for an Employer, you must notify CTPF, and the amount of time you can work and the compensation you can earn is restricted by state law. Employment with any entity other than the Employer is not subject to restriction.

If you taught before July 1, 1998, and have at least 1 year of service credit after July 1, 1998, you may be eligible to enhance your pension by upgrading to the 2.2% formula.

If you are single, divorced, or widowed when you retire and you do not have minor children, CTPF will refund your survivor pension contributions to you without interest. If you marry or enter a civil union after retirement, you or your spouse or party to a civil union may re-establish a survivor pension by repaying the contributions with 5% compounded interest.

CTPF will give service credit for any unused sick days reported to us by your employer. A maximum of 244 unused sick days can be used for service credit.

CTPF benefits may include a survivor pension. A lump sum death benefit and refund of contributions may also be available, but can only be determined upon a member’s death. Learn more about Survivor & Death Benefits.

No. You must choose coverage for you and your family. CTPF does not offer dental insurance.

If your final system is CTPF, you may be eligible for a health insurance premium subsidy to help pay for insurance.

Substituting for CPS by CTPF pensioners would be limited under the Return to Work rules to 120 days or $30,000.00 a year, whichever comes first.

Pension estimates are available from CTPF Member Services at 312-641-4464 or memberservices@ctpf.org.

Yes, sick days are used as credit towards retirement. Every 17 days is equivalent to 1 month of service credit.

The retirement process with CTPF applies to both CPS and Charter schools. The retirement process with your employer can be different. Please inquire with your employer for their resignation process, COBRA enrollment, and options for active benefits upon retirement.

Any member who was a contributor to CTPF on or after July 1st, 1998 would be eligible to upgrade to 2.2%.

Yes both Medicare and Non-Medicare plans include prescription drug benefits. Please review the Health Insurance Handbook located on our website www.ctpf.org.