Open Enrollment Central

The 2023 Open Enrollment Period for health insurance will be October 1 - October 31, 2022. Plan changes made during Open Enrollment become effective January 1, 2023.

Health Insurance Premium Subsidy

At the August 17, 2022, Board of Trustees meeting, it was decided that the subsidy will remain at 60% in 2023. The subsidy is only available to eligible CTPF members. Dependent coverage is not eligible for the subsidy.

Plan Options

CTPF-Sponsored Health Insurance Program

Choosing a health insurance plan for you and your eligible dependents is one of your most important decisions. CTPF sponsors comprehensive health insurance plans designed to promote wellness and provide high-quality coverage at a reasonable cost. CTPF offers health insurance benefits to retirees, dependents, and survivors if the retiree's final teaching service was with the Chicago Public or Charter Schools.   

Qualified retirees may enroll in a plan for: 

  • Non-Medicare eligible members 

  • Medicare-eligible members who maintain enrollment in Medicare Part A and Part B 

Eligibility & Enrollment Requirements

CTPF retirees/survivors and their eligible dependents may qualify to enroll in a CTPF health insurance plan. To qualify, CTPF must be the retiree’s final retirement system. A retiree/survivor and/or dependent may initially enroll in a CTPF plan once in a lifetime unless they experience a qualifying event. A member who leaves a CTPF plan after initial enrollment may re-enroll in a CTPF health insurance plan one time (during Open Enrollment) without a qualified change in status, with proof of prior medical and prescription drug coverage. 

Click here for a list of eligibility and enrollment requirements for CTPF plans.

Open Enrollment Education Week

CTPF will host a week of webinars and audio presentations October 3-7. Morning presentations will be webinars with a full audio-video presentation that can be viewed from any internet-connected device. Two presentations will be audio-only for individuals who do not have access to the internet.  

Medicare Presentations  

2023 Open Enrollment Webinar Medicare Plans  

Non-Medicare Presentations  

2023 Open Enrollment Webinar Non-Medicare Plans  

Register for all webinars by clicking on the date at Audio-only presentations will be dial-in and do not require advance registration.  

Open Enrollment Vendor Week

October 10-14, 2022, CTPF vendors will host information sessions for members who want to hear directly from health insurance plan vendors. 

Health Insurance Handbook

The 2023 Health Insurance Handbook provides information about CTPF’s current health insurance options, rates, and changes to health insurance plans. 

Access the 2023 Health Insurance Handbook here 

2023 Medicare Open Enrollment - What Not to Do

Have you been overwhelmed with Medicare solicitation on the television, radio and social media and want to learn the facts? CTPF’s Health Insurance Manager, Carrie Berkich, will host "2023 Medicare Open Enrollment - What Not to Do" to help you avoid costly mistakes. Register for all webinars by clicking on the date at

Medicare Open Enrollment - What Not to Do Presentation

Medicare Open Enrollment - What Not to Do Recording 

Important Open Enrollment Dates
October 12023 Open Enrollment period begins.
October 3-7Open Enrollment Education Week. Find a complete schedule of webinars and dial-in conference calls at
October 10-14

Open Enrollment Vendor Week. Find a complete schedule of webinars and dial-in conference calls at       

October 31

2023 Open Enrollment period closes. All forms must be postmarked by this date and mailed to CTPF or sent by fax 312.641.7185 or email an attachment (.pdf or .jpg format) to to ensure processing.  No applications received after this date will be accepted.

January 1, 2023Health Insurance plans become effective.

2023 Medicare-Eligible Members FAQs

2023 Non-Medicare Eligible Members FAQs

Glossary of Terms

Common Terms Associated with CTPF Health

CTPF Encourages Online Document Submission  

CTPF encourages all members to submit forms and documents by fax 312.641.7185 or email an attachment (.pdf or .jpg format) to to ensure prompt processing.  

Update Contact Information with CTPF

CTPF encourages you to maintain your updated contact details on file. Call Member Services at 312.641.4464 to make any changes to the contact information we have on file.